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Top Banks

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What’s The Difference?
BANKS

BANKS

  • Lower interest rates
  • High personal loan limit
  • Longer tenures for personal loan
  • Tax benefits for business loans
  • Requires good credit history
  • Requires tons of documents
  • Interest rates subjected to fluctuations
LICENSED MONEY LENDERS

LICENSED MONEY LENDERS

  • Swift & fast approval
  • Flexible for not-so-good credit history
  • Fixed interest rates
  • Unsecured personal loans
  • Higher interest rates
  • Longer loan tenures
  • Smaller loan amount requirement
PAWNSHOPS

PAWNSHOPS

  • Relatively low interest rates
  • Medium personal loan period
  • Bad credit rating accepted
  • Collateral required
  • No snowballing debt if unable to meet repayment
  • Subjected to collateral value

How to Apply for Personal Loan?

3 SIMPLE & EASY STEPS

Fill up online form at Loan Exchange

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Confirm details when contacted

We will reach out to you to provide supporting documents

Get Your loan approved!

We need you to head down to Singapore licensed money lender office to sign the paper to complete the loan process.

Apply For Loan

Tell us your situation and we would find the most suitable loan for you!

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